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National Rail Conditions of Travel - Part E: Making your train journey

26. A Train Company’s Liabilities with Regard To Luggage, Other Accompanied Articles And Animals

A Train Company or Rail Service Provider will only be liable for any loss or damage to luggage, articles, animals or cycles in its trains or on its premises if the loss or damage was caused by the fault of a Train Company’s or Rail Service Provider’s staff.

Where liability is established, the maximum liability of a Train Company or Rail Service Provider is £1,500 per passenger (except for liability for loss or damage to mobility equipment, or other specific equipment used by disabled passengers or passengers with reduced mobility, which is unlimited).